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Atome Credit offers a traditional cash loan and also a so-called Paylater package in the form of installments. Both products are available offline and online.
The service charges a one-time signup fee and also a service fee. Moreover, there is a loan interest rate of 0.9% per day.
The company’s mission is to create a better life for consumers through greater financial access and technology. They provide “buy now, pay later” and digital finance services for individuals.
Easy to apply
Atome Credit is a simple app that allows users to quickly apply for online cash loans. The app is available for Android phones and has a user-friendly interface. It offers a variety of loans that range from P1,000 to P12,000. Repeat borrowers have higher approval rates and can borrow for up to 120 days. Loans are deposited into users’ bank accounts within 48 hours.
The application is free and does loan apps philippines not require any specialized skills. Once you sign up, the app will ask you for some basic information, including your name, address, email and phone number. It will also ask you to upload a photo of your identity card. The company says it will be able to process your application in less than five minutes. Once you’ve submitted your application, the app will send you an SMS message with the results.
Once you’ve been approved, you can use the application at participating stores and buy items on a deferred payment plan. The application is currently available at 15,000+ online and offline merchants in Asia, including Sephora, Agoda, ZALORA, Shein, Charles & Keith, and Marks & Spencer.
To use the Atome Credit app, download it on your Android phone and follow the instructions to register. Then, choose a store from the list of partner retailers. After that, select a payment method and enter your payment details. When you’re ready to make a purchase, select “Atome” as your payment option at checkout.
Easy to repay
Atome PH has an easy-to-use app that offers fast loan approval. Users can sign up in a few minutes with little to no lags or slowdowns. Once approved, the user can immediately purchase on online platforms and offline stores with their credit limit that is automatically divided into three monthly payments. The lender charges a one-time sign up fee, service fee, and loan interest of 0.9% per day. It also encourages users to pay on time to avoid late charge fees.
To use the Atome app, simply log in and select your preferred payment method. Afterward, you can choose the amount you want to borrow and check out. The company’s website also has a convenient calculator that helps you measure your potential loan size.
The app has an intuitive interface and supports multiple currencies. It is available for both iOS and Android devices. It also offers a feature that lets you track your loan balances, as well as make additional repayments and reschedule existing payments.
The Atome Philippines service is a popular buy now, pay later option for Filipino shoppers. It allows users to shop at popular local and international online and offline merchants like ZALORA, Agoda, Garmin, Watch Republic, New Era, and Pace Enterprise. It requires users to submit basic requirements such as a utility bill or bank statement, and provide some personal details like their name, address, and phone number.
Easy to track
Atome Credit is an online lender that operates without offices and offers fast processing. Its users can use its mobile application to receive a loan of up to $12,000, with interest rates between 0.14% and 0.9% per day. It also allows customers to track their loans. The company’s online system is easy to use, and it can be accessed anywhere in the world.
To use the app, customers must first download it from Google Play or App Store. Once they’ve done that, they must fill out an application form and provide the requested information. They will also need to submit a proof of address and a valid ID. Once their application is approved, they can begin using the credit card.
The app is easy to use and can be downloaded from any Android device. Its features include a wallet, payment methods, and a way to keep track of your purchases. Additionally, it is free to download and offers a free shopping voucher for your first transaction.
The app also offers a buy now, pay later service that splits the bill into three equal payments for a period of 3 months. This makes it easier for you to manage your budget and avoid paying more than you need to. It is available in a number of major retail stores and can be used for both online and in-store purchases.
Easy to access
Aside from the easy registration procedure, Atome PH also provides flexible loan terms. Its shortest loan duration is 3 months, and the amount ranges from PHP 1000 to PHP 12,000. Interest rates are reasonable and range from 0.14% to 0.9% per day. Moreover, it encourages repeat borrowers by offering lower loan rates and simpler application procedures.
The app’s user interface is comparable to that of top finance apps in the market, and there are no lags or slowdowns. It’s a great option for shoppers who want to experience the convenience of installment plans. However, it’s not a good choice for big-ticket items, like smartphones or appliances.
Atome PH offers several payment options for consumers, including credit card payments and mobile payment services. These are useful for enabling users to pay for online purchases using their mobile phones. In addition to these payment options, the app also offers three-month interest-free installments that can help defer economic pressure for new buyers.
The app can be accessed from any device with an internet connection, and the process of registering is quick. Users need to submit their personal information, such as their name, address, and national ID number. Applicants must also provide proof of income. Once they have submitted these documents, they can access the app and start shopping for their desired products.
